Individual/Business Pre Sue Reports & Tenant Credit Check - First Capitol Limited
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Individual/Business Pre Sue Reports & Tenant Credit Check

Business/Individual Pre-Sue or Pre-Litigation Reporting is a reliable and effective tool for any business or individual as it provides hard unbiased evidence to help you assess your next move. Our professional reports enable you to gain specific information and background knowledge about your debtor.

glassOur reports can be tailored and specific to areas of concern and are regularly used by our legal, corporate and private clients to provide information and assistance when deciding their next move. All information obtained is gathered discreetly, lawfully and is handled strictly in accordance with the Data Protection Act.

For individuals we include the following information:

Subject’s full name, date of birth, address, Electoral Roll information, employment details/status, property ownership and period verified with HM Land Registry, property valuation if applicable, details and description of any assets, number of past/existing lenders, company ownership/directorships, business interests, number of County Court Judgments (CCJ)/ High Court Judgments and the amounts, fines and defaults from Magistrates Courts, Tribunal awards and child support liability, details of lifestyle, including any reported court appearances.

We include the following company information:

  •  Credit Check (companies)
  •  Details of Court Judgments and dates
  •  Details of accounting records
  •  Details of Shareholders (if any)
  •  Credit Risk Assessment
  • Fixed & Current Assets
  •  Long Term & Current Liabilities

When used in conjunction with our Company Vetting & Business Credit Reports [click here] – we can also provide you with full accountancy information about a business’s credit worthiness, ability to meet its liabilities, ability to trade with others and solvency. This is another useful tool to get to “know your customer”.

Tenant Credit Check

Our Tenant Credit Check is a useful tool that can be used as a stand-alone service or in conjunction with our Individual Pre-Sue Reports.

If you are a private landlord you will appreciate how important it is to “know your customer” before entering into any agreement. Confirming who your tenant says he/she is and their ability to pay (employment check) is crucial. Equally, a tenant/customer credit check is a fundamental discipline that can help you to choose the right customer and protect your profit margins.

Statistically, tenants with adverse credit are nearly two thirds more likely to default on their rent than a tenant with a good credit rating*

*(Obtained from the Association of Residential Letting Agents (ARLA) 2016)

Our Tenant Credit Check is a detailed credit and background report that provides hard facts which could also reveal whether a prospective tenant has had any previous problems paying other financial commitments within the last 6 years.

Should you become unfortunate enough to encounter a bad tenant and wish to instigate proceedings, then our Tenant Credit Check can be a valuable means of helping you to assess your next move – or avoid such an encounter in the first place!

Our Services

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First Capitol Collections

03333 444991


Local call rate from mobiles & landlines!
Lines are open: Monday to Friday 9.00am - 8.00pm
Saturday 9.00am - 6.00pm